Life for me has been an interesting journey of consistent unfolding and realizations and it has come to my awareness that the life I was living has been imprinted into me because I unwittingly got pulled into the mental plane. And since I have the right of free will to exert my will. No one has the authority to choose my experience for me. Of course I can only speak to my direct experience and the information I have been exposed to. We should all be coherent to the fact that we can hear or see a story or a media broadcast yet have no idea if what we are hearing or seeing is actually factual. We have found during our research and investigation that when we ask for the record there is no such record on the books.
With that being said, after coming to the realization if I do not like what I am experiencing it is my responsibility to do something about it otherwise I am a slave to others’ ideas of what life is. It is me that must change the way I have been dealing with the situations showing up in my life. For me I have to be honest with myself.
I found myself asking, “now why would I give over my experience of life to others to create for me?” The all pervasive, all intelligent, creative energy of source has an interesting way of delivering to us what we need in any given moment to show us our wrong thinking.
It is this wrong thinking that are my enemies, and it is up to me to realize that it is me that is keeping myself in lower mental and emotional states and states of consciousness.
Having been a seeker my entire life I have set up the events in my life to show me how I create reality. If I am wishing to be a conscious creator and fulfill the desires of my heart it is up to me to be aware of the creative process. The principles of manifestation are present in every moment. I cannot escape the thoughts I think, the words I speak, or the emotions I generate in any given moment. I cannot escape the perspective I am clinging to at any given moment until I decide to let this limited perspective go and allow myself to expand so that I am seeing with the eyes of the infinite, the eyes of purified, unconditional love.
What I can do is to make a certain choice until life becomes choiceless and I am dancing in the ever-present moment of now.
It is up to me to bring myself back to what is here now and choose not to entertain thoughts that are clearly of no benefit to having the situation resolved and the desires of my heart actualized.
It is me that must make the conscious choice to clear the thoughts that are running in my aura, in my unconscious-subconscious mind. Taking time every day to clear the subtle energies and consciously tapping into the frequency of my core essence goes a long way in resetting my attractor field to attract the people and events that support my heart’s desires. Also, with a clear field I am more open to the soul’s guidance so that the situation is resolved in the perfect way.
Florence reminded me, “Your words are your wand. It is by your word that you are justified and by your word you are condemned”.
When I find myself in a situation that is not of my liking, I can choose to use words and the frequency of the light from within to clear my field of whatever it is that attracted the situation to me. I realize that the situation is showing up for me to bring resolution to an aspect of self that is still held out of resonance with the truth of love. Where am I denying love because of self-judgment? Where am I still feeling ashamed or frustrated with myself?
Say the following out loud, “the power within sweeps out of my mind, body, and affairs that which is not divinely planned and puts my house in order now and forever more my destiny fulfilled. And I give thanks that my promised land is here now in the perfect way under grace and the law of one the law of love is forever more the true power. My way is the way of grace, ease and glory”. Life is meant to be so good and is meant to be easy and effortless.
Florence’s words finally hit home and sunk into the deepest part of my being. Freedom is when I have acknowledged and set free my deep-rooted ideas, resentments, and the feeling I was feeling about specific people and events. It is these things that are blocking me from my good. I now realize the multitude and interesting way they have of showing themselves to me for resolution. It is up to me to be honest with what is manifesting in my body and in my life. It is in this raw honesty that I can truly be free to be who and what I came forth to be.
Florence writes, “you are asleep to your good while negative thoughts clutter your mental house. You resent someone thereby giving permission to that person to harm you. You feel you are a failure therefore missing your opportunity for success. You are overwhelmed with the feeling of loss and that friends and prosperity have gone from your life. You are still asleep in the dream of opposites”. Opposites exist when I am operating on the mental plane. When processing my experiences from the intellectual-conditioned-reasoning mind is where I experience cause and effect. Florence goes on to say, “Wake up and you will find a new world of wealth, health, and happiness with every desire of your heart fulfilled. It is brought about by your word. For your word is your wand. When in the deepest desire is the time to wave your word over the situation. Baptize every failure by saying “success”…
Never let the 3rd dimension interfere with the 4th dimension. Declare: “The sun now comes out in my mind and body, and I see clearly the fulfillment of my heart’s desire. I give thanks that my flowers come from the Universe under grace in the perfect way. This way they are received in the right channels…”
See yourself bathed in the dazzling purified light of the spirit daily and age will not register in the body.
Florence writes, “don’t be dejected or sad for the joy of the lord [spiritual law] is your strength. Joy brings new strength, vigor, and vitality. It is worry and fear that tear down the cells of the body. Many people have become nervous wrecks from losing money. Being undisturbed by the appearance of loss the money was restored”. These people have come through the experience with newfound wealth and happiness.
It is very strange that we would think that the fancy paper in our wallet has any kind of value. Why do people believe that when they have a large number displayed in their bank account this gives them security or rewards them with the feeling of abundance? It is shocking to realize I have been sucked in to believing I am a purchaser when in fact I do not qualify as one according to what is in their laws!
The term credit and debt or creditor and debtor refer to commercial transactions. I have been given words to use and others have assigned specific definitions to these words. I suggest everyone read 15 U.S. Code § 1612 – Effect on government agencies click on the link below: https://www.law.cornell.edu/uscode/text/15/1612
I sit here and ponder on the question, “Do their (the legislators, members of Congress) terms and definitions actually apply to me or just to the sworn officers involved in trade or business?”
credit (n.)
1540s, “belief, faith,” from French crédit (15c.) “belief, trust,” from Italian credito, from Latin creditum “a loan, thing entrusted to another,” neuter past participle of credere “to trust, entrust, believe” (see credo).
The commercial sense of “confidence in the ability and intention of a purchaser or borrower to make payment at some future time” was in English by 1570s (creditor is mid-15c.); hence “sum placed at a person’s disposal” by a bank, etc., 1660s. From 1580s as “one who or that which brings honor or reputation to.” Meaning “honor, acknowledgment of merit,” is from c. 1600.
Academic sense of “point awarded for completing a course of study” is by 1904 (short for hour of credit (1892), given for satisfactory completion of one lecture, etc., a week, usually one hour in length). Movie/broadcasting sense “acknowledgement and naming of the individual contributors” (in plural, credits) is by 1914.
Credit rating is from 1958; credit union “cooperative banking society” is 1881, American English.
also from 1540s
credit (v.)
1540s, “to believe, be sure of the truth of,” from credit (n.). In a looser sense, “to attribute, give as the cause of,” 1850. Meaning “to enter upon the credit side of an account” is from 1680s. Related: Credited; crediting.
Source: https://www.etymonline.com/word/credit
So, in finding meaning in life and meaning for life I have come to realize that the definitions published only apply to the author and to the people that accept the meaning. The statutes and codes and the terms and definition are written for agents or officers of the government involved in trade or business. They do not actually apply to me.
And since I have the right of self-determination and the free will choice to choose for myself what I accept and do not accept I choose to stand in the truth of this. Further, it is my comprehension. as the benefactor and beneficiary and author and authority of my life, I am neither the creditor nor the debtor. I shall never again be tricked into accepting myself as a “purchaser”, I am not qualified as such.
I find myself asking, “as a man or woman, the benefactor and beneficiary of life, do I actually need money and or crypto currency?” Every man or woman has the innate and unalienable right to the necessities of life!!! I am in this moment declaring and claiming my beneficial interest in the earth and the earth’s resources for every man regardless of gender or age. Our position as the benefactor and beneficiary of life makes it so. It is up to me to activate the trustee to do all the accounting for me. We receive with gratitude the necessities of life and more….
Say, “The dazzling transformational and transformative light of light streams through my mind, body, and affairs revealing all in divine order. My heart is a happy heart, a fearless heart, a forgiving heart, a kind heart in its right place doing its right work. I draw from the universal supply doing away with all poverty and limitations…
For it is by your words you are justified and by your words you are condemned. Additionally, by your word you will succeed……
You must live fully in the now to make your dreams come true. Time and space are but a dream. Man must bring his future into the now. Blessings that seem so far away in the future are already prepared for you waiting for you to believe in manifestation….
Realization is manifestation. You ask, “how do I get rid of doubt and fears that prevent realization?” The answer is by taking an affirmation that gives a feeling of security and satisfaction…. A man who worried continually seeming impossible to stop his worrisome thoughts took out his watch and said, “I will worry for half an hour”. To his surprise he found it impossible to worry for he had put the law of non-resistance into operation….
The successful man walks to hidden music with rhythm in his thoughts all the traffic goes his way. He has lucky breaks, out of luck out of rhythm.
Declare, “the tide has turned to stay for God has right of way”. You turn the tide it brings joy and abundance. You gave the right of way. This brings your future into the now. Show an act of faith to turn the tide…..
You must live fully in the now to make your dreams come true but always be sure that you’re dreaming according to the Divine Plan. There is a divine design in your subconscious mind so unless the divine dreams the dream they labor in vain who dream it.
Declare: “let the divine design of my life flash into my conscious mind, let me see clearly the perfect plan”. The conscious mind must be redeemed from its wrong thinking by giving it the right ideas to work from the Superconscious. You may desire something that is not in the divine plan, and you find that you are continually blocked from its manifestation or if you attain it brings only unhappiness and misfortune. Health, wealth, love, and perfect body self-expression are the square of life and for each individual, but the way of manifestation belongs to the great designer…..
In order to be successful, the element of play must enter into what you are doing. Let the ideal be the only reality in your life then the obstacles and hinderances will melt away because you are undisturbed by them. The spirit is pure intelligence upon which man draws in. Do not limit yourself to a one station radio of life. Tune in with infinite intelligence. Look with amazement at that which is before you. With a fixed idea that your supply comes from infinite intelligence you will always be provided for in both big and little ways. The big things in life will come easily if you have no doubts or fears. So, live fully in today and bring your future into the now!”
Faith is simply knowing that God can do it. Hebrew 11:1 says, “Now faith is the substance of thing hope for and evidence of things not yet seen.”
Miracles come when we have faith in the creative life force energy, we call the “God”, “Superconscious” the Universe is the manifestation of this foundational energy. People have restored to perfect health using the following statement, “I have perfect faith that God is doing his perfect work”….”I am perfectly well, God has done his perfect work…” Faith is simply knowing that God can do it…. Every unpleasant condition in your life is simply the lack of faith… Many people keep back their demonstrations by fretting because of evil doers. Someone is mean or unjust or crewel.
Resentment is a violation of the law of love and goodwill and is a barrier to your desires. Trust in the lord and do good means to never doubt the power of God. Trust infinite intelligence with the management of your affairs. Never interfere with doubt or worry and let every act be prompted with good motives. Follow your intuitive leads and prepare for the blessings you have asked for regardless of adverse appearances. True prayer means preparation… If your demonstration lags you haven’t dusted it. The explore and adventures in you will see you through. It is your divine self the Superconscious that knows no defeat or failure. With fearless faith mountains are removed from your subconscious therefore they disappear in the external… everything comes through you not to you….A person with a success consciousness is someone that doesn’t know he is a failure even when he fails. His vision of success is strong, he is unmoved by adverse conditions.
Declare: I am wide awake to my good, I never miss a trick. According to your faith be it done onto you” Matthew 9:29. Every test is a process of purification. Many people do not receive their hearts desire because they desire it too intensely. They are longing for it instead of feeling that they have already received it. If you believed that “before you where call you were answered” then you would be quite free from worry and desire and live joyfully in the moment. When you can be happy with or without your heart’s desire it will suddenly appear for your ship will come in over a don’t care sea. Be happy and something will happen….
Now call on the law of forgiveness and Affirm: I call on the law of forgiveness I am free from mistakes. I am under grace and not under karmic law. Forgive the person or persons that have harmed you. Sending love and good will saying, “I forgive them”…
At one of my meetings at the Unity Society I gave the following treatment to dissolve all anger and resentment, “the light of infinite intelligence streams through your consciousness dissolving and dissipating all anger and resentment. You are at peace with yourself and the whole world.” A woman told me after the meeting she seems to be enveloped in a blazing light which swept all discord from her consciousness forever. She said, “when you were speaking, I realized that I had lost everything I ever lost through anger but now I feel that I can never be angry again”. It was a most wonderful experience. Many people think that if they can control their temper or not show anger it is enough. This is not the case the vibration goes out just the same. As long as you can be moved inwardly there will be discord in your life. You must be cleansed to be free anger and the effects of anger”.
Say, “as I am one with my all-powerful spirit, I am one with my good”.
All people, agents, or officers involved in any act of violence against me are neutralized. Their deliberate acts of violence do not impact my spirit, ego-psyche-personality-mind. Their employer’s desire to harm returns to them void. Their ill intent is transcended and transmuted, dissolved and dissipated, harmony and balance return to my spirit, mind, and heart now and forever more. I have perfect faith in the Divine Plan of my life, and everything is resolved for my highest good. And I give thanks under grace and by the law of one the law of love that it is here now in the perfect way with ease and glory.
Inspired by my experiences in life and the novel The Magic Path of Intuition written by Florence Shovel Shinn, click on the link below to listen to the audiobook:
[edited and reedited on December 9th, 2023 @18:19]
You need to go to YouTube and search for the video titled, The Magic Path of Intuition | FLORENCE SCOVEL SHEEN if interested in listening to the complete audiobook:
https://youtu.be/KjUUK7PkpiY?si=iMzey-zp7sz8GcCd
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Below is a number of videos that I found to be inspirational and supporting of a world that I would like to see made manifest:
Journey of the Master Podcast Special Channeled Episode — Peace and Harmony Within
https://youtu.be/1rWqE3MxPPw?si=mZ1fkIiLqUe2v9tw
Listening to the video below made me realize that we make assumptions in life when we do not fully comprehend what is actually happening in our transactions. It is up to us to choose the world we wish to experience.
MIND-BLOWN! How 5th Dimensional MANIFESTATION Really Works! UNLOCK Your DREAM LIFE! | Mike Dooley
The Power Of Now by Eckhart Tolle I Audiobook I сила сейчас экхарт толле
Dying to be me! Anita Moorjani at TEDxBayArea
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Class Notes: Who Do You Know yourself to Be in Your Daily Interactions and transactions?
The foundational google doc will be updated as new information is forth coming feel free to put in comments and add to the information already presented:
https://docs.google.com/document/d/13-BbVhPlFRjMQ54VJvGeq127oKMS25ZmaolWgllrw-k/edit?usp=sharing
The following are class notes as a result of my research and attracting some really amazing researchers into my field of experience. After realizing that the goals I thought were mine are imprinted into me and my soul has a completely different plan for me I decided to do a deep dive which took me into a world I had no idea existed. I found that I was living a lie. This world appeared very dark, and I allowed myself to be sucked into it, forgetting the spiritual principles and ignoring the perspective the soul has for all of us turned my world into a world of chaos. It is up to me to restore harmony and balance within so that this harmony and balance is made manifest in the external world. As above so below, as within so too on the outside.
I found knowledge concurs fears and my love for life will see me through…
The idea of who and what I am in this game of life is being revealed with each day. And now that I have decided what it is I really want to accomplish, I am making the choice daily to keep my eyes on the prize as I take steps forward being much more aware of the thoughts I am thinking, the words that I am speaking and the actions that I am taking. Thoughts can become things in the manifested world, the world of matter. There are some things that I am choosing to unmanifest and that I have no desire to make real. And is why I realize that this requires me to align with what the soul has planned for me. It truly is a consistant unraveling and more and more I am realizing I have no idea what I am saying and have no idea that I am doing harm to myself and to others when I am not aware of the crimes I am committing because I do not know any better. We have in fact been enticed to harm ourselves and each other in the actions and interactions we have daily.
Knowledge is empowering and is why I am sharing this information because I am suggesting it is me that must open my mind and begin to do things differently. It is my desire to listen to the soul calling me forward in honesty, integrity, and morality. To the world that flashed in my mind’s eye in 1993. It is an odd sensation to be given a vision of a world in the future. This world already must exist on a plane of existence. I found myself asking, “how can I have a precognitive idea of something that does not actually already exist. So, is there another aspect of myself that is aligned and has the ability to experience the consciousness of water? It was a profoundly life altering event. There are no words in any language that can describe this experience.
Am not sure why I am so caught up on the mental plane when I know this is just a fleeting experience in the eternal.
If we go to court. Remember this:
“If you find yourself in court say I am ONLY here for#equitablerelief and to make #sure (#insure, #assure) that #thetrustee‘s #PROTECT#One‘s #equitableinterest in the#subjectproperty as the #benefactor and#beneficiary!”
#equity #equityJUDICIALDECISIONS
JUDICIAL DECISIONS section
Equity by writ of injunction will restrain any act which is illegal or contrary to equity and good conscience and for which no adequate remedy at law is provided. But where all the relief sought can be obtained in the manner provided by law, a suit in equity for injunction will not lie. Lanier v. Suttles, 212 Ga. 154 , 91 S.E.2d 21 (1956).
Ask yourself the following questions:
- Are you or I qualified as a consumer and or a customer involved in a commercial transaction?
- Are you or I qualified as a buyer and or a seller?
- What qualifies you or I as a beneficiary and or the end user?
I say in support:
12 CFR § 1016.1 – Purpose and #scope.
§ 1016.1 Purpose and scope.
(a) #Purpose. This part governs the treatment of nonpublic personal information about consumers by the financial institutions listed in paragraph (b) of this section. This part:
(1) Requires a financial institution to provide notice to customers about its privacy policies and practices;
(2) Describes the conditions under which a financial institution may disclose nonpublic personal information about consumers to nonaffiliated third parties; and
12 CFR § 1016.3 – “#Definitions
(c) #Collect means to obtain information that you organize or can retrieve by the name of an individual or by identifying number, symbol, or other identifying particular assigned to the individual, irrespective of the source of the underlying information;
(d) #Company means any corporation, limited liability company, business trust, general or limited partnership, association, or similar organization;
(e)(1) #Consumer means an individual who obtains or has obtained a financial product or service from you that is to be used primarily for personal, family, or household purposes, or that individual’s legal representative;
(2) “#Examples in the case of a financial institution other than a credit union. For purposes of this paragraph (e)(2), “#you” is limited to financial institutions other than credit unions.(v) An #individual who is a consumer of another financial institution is not your #consumer solely because you act as agent for, or provide processing or other services to, that financial institution;
(vi) An individual is not “#your consumer solely because he or she has designated you as trustee for a #trust;
(vii) An individual is not your consumer solely because he or she is a beneficiary of a trust for which you are a #trustee;
(viii) An individual is not your consumer solely because he or she is a ##participant or a #beneficiary of an employee benefit plan that you sponsor or for which you act as a trustee or #fiduciary.
(k) Federal #functionalregulator means:
(1) The Board of Governors of the Federal Reserve System;
(2) The Office of the Comptroller of the Currency;
(3) The Board of Directors of the Federal Deposit Insurance corporation;
(4) The National Credit Union Administration Board; and
(5) The Securities and Exchange Commission.
Who is a “#you” under 1016.3(L)(3) and or
(s)(1) “#You means a financial institution for which the Bureau has rulemaking authority under section 504(a)(1)(A) of the GLB Act (15 U.S.C. 6804(a)(1)(A)).
(o)(1) Nonaffiliated third party means any person except:
(i) #Your affiliate; or
(ii) A #person employed jointly by you and any company that is not your affiliate (but nonaffiliated third party includes the other company that jointly employs the person).
https://whttps://www.law.cornell.edu/cfr/text/12/1016.3
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#25CFR Part 151 –
PART 151— #LANDACQUISITIONS
§ 151.1#Purpose and scope.
§ 151.2#Definitions.
§ 151.3#Land acquisition policy.
§ 151.4 Acquisitions in trust of lands owned in fee by an Indian.
§ 151.5#Trustacquisitions in Oklahoma under section 5 of the I.R.A.
§ 151.6 Exchanges.
§ 151.7 Acquisition of fractional interests.
§ 151.8#Tribalconsent for nonmember acquisitions.
§ 151.9 Requests for approval of acquisitions.
§ 151.10 On-reservation acquisitions.
§ 151.11 Off-reservation acquisitions.
§ 151.12 Action on requests.
§ 151.13 Title review.
§ 151.14#Formalization of acceptance.
§ 151.15# Information collection.
R.S. 161: 5 U.S.C. 301.
#Interpret or #apply 46 Stat. 1106, as amended;
https://www.law.cornell.edu/cfr/text/25/part-151
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26 USC 7701(a)(26) defines statutory trade or business as the performance of the functions of a public office. All public offices are those created by the US Congress for IRC purposes. There is also an IRS Domestic Building and Loan Association test (26 USC 7701(a)(19) and 26 CFR 301.7701-13A) that an FSA may use to qualify and may switch from one test to the other.
According to 26 USC 7701(a)(26), a statutory trade or business is any trade or business which involves the performance of services in the field of health, law, engineering, architecture, accounting, actuarial science, performing arts, consulting, athletics, financial services, brokerage services, or any trade or business where the principal asset of such trade or business is the reputation or skill of one or more of its employees¹.
A public office is a position created by the US Congress for the purposes of the Internal Revenue Code (IRC). A person who holds a public office is considered to be engaged in a statutory trade or business¹.
The IRS Domestic Building and Loan Association test is a set of criteria that determines whether a savings and loan association qualifies as a domestic building and loan association for tax purposes. A domestic building and loan association is a corporation that is authorized to make loans to its members and that meets certain requirements regarding its assets, income, and activities¹².
Source: Conversation with Bing, 12/9/2023
(1) 26 U.S. Code § 7701 – Definitions – LII / Legal Information Institute. https://www.law.cornell.edu/uscode/text/26/7701.
(2) 7701 – U.S. Code Title 26. Internal Revenue Code – FindLaw. https://codes.findlaw.com/…/title-26…/26-usc-sect-7701/.
(3) 26 USC 7701 – Definitions – GovRegs. https://www.govregs.com/…/title26_subtitleF_chapter79….
(4) 26 USC Ch. 79: DEFINITIONS – House. https://uscode.house.gov/view.xhtml?path=/prelim@title26/subtitleF/chapter79&edition=prelim.
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Drivers responding to provide “#directassistance” to an “#emergency” meeting the definitions in 49 CFR 390.5 and declared by FMCSA or a governor, are exempt from applicable regulations in all States on their route to the emergency, even though those States may not be involved in the emergency or stated in the declaration of emergency.
Emergency Declarations, Waivers, Exemptions and Permits
49 CFR § 390.5 – Definitions.
#Driver means any person who operates any commercial motor vehicle.
Driving a commercial motor vehicle while under the influence of alcohol means committing any one or more of the following acts in a CMV: #DrivingaCMV while the person’s alcohol concentration is 0.04 or more; driving under the influence of alcohol, as prescribed by State law; or refusal to undergo such testing as is required by any State or jurisdiction in the enforcement of Table 1 to § 383.51 or § 392.5(a)(2) of this subchapter. https://www.law.cornell.edu/cfr/text/49/390.5
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(4) #consumer
The term “consumer” means an individual or an agent, trustee, or representative acting on behalf of an individual. source https://www.law.cornell.edu/uscode/text/12/5481#4
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#customer (n.)
late 14c., custumer, “customs official, toll-gatherer;” c. 1400, “one who purchases goods or supplies, one who customarily buys from the same tradesman or guild,” from Anglo-French custumer, Old French coustumier, from Medieval Latin custumarius “a toll-gatherer, tax-collector,” literally “pertaining to a custom or customs,” a contraction of Latin consuetudinarius, from consuetudo “habit, usage, practice, tradition” (see custom (n.)).
The more generalized meaning “a person with whom one has dealings” emerged 1540s; that of “a person to deal with” (usually with a defining adjective: tough, etc.) is by 1580s. In Shakespeare, the word also can mean “prostitute.”
also from late 14c.
c. 1200, custume, “habitual practice,” either of an individual or a nation or community, from Old French costume “custom, habit, practice; clothes, dress” (12c., Modern French coutume), from Vulgar Latin *consuetumen, from Latin consuetudinem (nominative consuetudo) “habit, usage, way, practice, tradition, familiarity,” from consuetus, past participle of consuescere “accustom,” from com-, intensive prefix (see com-), + suescere “become used to, accustom oneself,” related to sui, genitive of suus “oneself,” from PIE *swe- “oneself” (see idiom).
Custom implies continued volition, the choice to keep doing what one has done; as compared with manner and fashion, it implies a good deal of permanence. [Century Dictionary]
A doublet of costume. An Old English word for it was þeaw. Meaning “the practice of buying goods at some particular place” is from 1590s. Sense of a “regular” toll or tax on goods is early 14c. The native word here is toll (n.).
Custom-house “government office at a point of import and export for the collection of customs” is from late 15c. Customs “area at a seaport, airport, etc., where baggage is examined” is by 1921.
Source: https://www.etymonline.com/word/customer
#customer as defined by Tile 31 CFR
(3)(i) Customer means:
(A) A person that opens a new ac- count; and
(B) An individual who opens a new account for:
(1) An individual who lacks legal ca- pacity, such as a minor; or
(2) An entity that is not a legal per- son, such as a civic club.
(ii) Customer does not include:
(A) A financial institution regulated by a Federal functional regulator or a bank regulated by a state bank regu- lator;
(B) A person described in § 103.22(d)(2)(ii) through (iv); or
(C) A person that has an existing ac- count with the bank, provided that the bank has a reasonable belief that it knows the true identity of the person
Source: https://www.sec.gov/about/offices/ocie/aml2007/31cfr103.121.pdf
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‘#CorpusJurisSecundum #LegalEncyclopedia
Ҥ1.#Definitions, #Nature, and Distinctions
What#doeCONgress call #Ewe? 1USC1 ‘#Words #denotingnumber, #gender, and so forth
#theWORDs “#insane” and “#insaneperson”
shall include every#idiot, #insaneperson(s), and #personsNonComposMentis;
“The word ‘#territory,’ when used to designate a #politicalorganization has a distinctive, fixed, and legal meaning under the#politicalinstitutions of the United States, and does not necessarily include all the#territorialpossessions of the United States, but may include only the portions thereof which are #organizedandexercise #governmentalfunctions under#actofCONGRESS.”
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#beneficiary
Maxim of Equity: “Equity regards the #beneficiary as the #trueowner”. Like the old Crusaders, the modern courts view the beneficiary of a trust as the true owner.
A modern example of this maxim’s use is found in Mortgage Electronic Registration Systems, Inc. (MERS) cases. In Brandup v. ReconTrust Co., in the loan documents, the parties recognized (1) that MERS would hold #legaltitle to the properties, solely as #nominee for the #lender; (2) that #MERS was a “beneficiary”; and (3) that MERS had the right to #foreclose on the properties. When the borrowers #defaulted, the lenders initiated #foreclosure sales under MERS’s name, and the borrowers sought to enjoin the sales. The Oregon Supreme Court agreed with the borrowers that MERS was not a beneficiary as defined by Oregon law because MERS was not the true owner of the debts. Thus, the foreclosure sales could not proceed in their current procedural posture.
The fiduciary must have loyalty to the #beneficiary over their own self interest. Do we see the power in accepting their assumption of #trusteeduties?? https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:172b1053-8c55-499c-b173-1ae87a53efea
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#private What law are we subject to when acting in the private?
Executive Order 12612 (d) The people of the States are free, subject only to >>>>>restrictions in the Constitution itself or in constitutionally authorized Acts of ***Congress<<<<<, to define the moral, political, and legal character of their lives.
What are Public and Private Laws? https://www.govinfo.gov/help/plaw
Public and private laws are also known as slip laws. A slip law is an official publication of the law and is “competent evidence,” admissible in all state and Federal courts and tribunals of the United States (1 U.S.C. 113).
>>>>>Most laws passed by ***Congress are ***public laws<<<<. Public laws affect society as a whole. Public laws citations include the abbreviation, Pub.L., the Congress number (e.g. 107), and the number of the law. For example: Pub.L. 107-006.
So, if the law is not public law!! THE PEOPLE ARE NOT SUBJECT TO IT!
Private law is contract law and other private agreements made between persons by #express consent. If they can’t provide the underlying obligation…. as Malika says, tell them to go drive off a cliff and leave you alone.
Private Laws affect an [consenting] individual, family, or small group, and are enacted to assist citizens that have been injured by government programs or who are appealing an executive agency ruling such as deportation. Private laws citations include the abbreviation, Pvt.L., the Congress number (e.g. 107), and the number of the law. For example: Pvt.L. 107-006.
Obviously, the people are not subject to private government laws since they are enacted to assist citizens who have been injured by government. Private law is clearly intended for public agents and licensees.
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(a)#Borrowing money;
#issuing bonds and debentures; #general powers
shall have power, subject to rules and regulations prescribed by #theDirector,#toborrow and#givesecurity therefor and to#payINTEREST thereon, to #ISSUEdebentures #Bonds, or other#Obligations upon such #termsandconditions as#theDirector
#Banks=#Borrowers‘ #debt #debtors
#Lenders=#ThePeople #theCredits‘ #extendingCredit
#FDIC#banking #aiamsnotes #banks
https://www.law.cornell.edu/uscode/text/12/1431
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#Settlor
The #settlor is the party that creates a trust, usually the donor. The settlor transfers legal title in some asset to the trustee. The settlor then provides in the trust instrument how that trust property is to be used for the beneficiaries. In the case of the inter vivos trust, the settlor can also be the #beneficiary. Additionally, the settlor can be the #trustee in the case of the self-declared trust.
https://www.law.cornell.edu/wex/settlor
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#trusts
Title 18-B: TRUSTS
Part 1: MAINE UNIFORM TRUST CODE
Chapter 2: JUDICIAL PROCEEDINGS
§202
§201. Role of court in administration of trust
1. Intervention. The court may intervene in the administration of a trust to the extent its jurisdiction is invoked by an interested person or as provided by law.
[PL 2003, c. 618, Pt. A, §1 (NEW); PL 2003, c. 618, Pt. A, §2 (AFF).]
2. Continuing judicial supervision. A trust is not subject to continuing judicial supervision unless ordered by the court.
[PL 2003, c. 618, Pt. A, §1 (NEW); PL 2003, c. 618, Pt. A, §2 (AFF).]
3. Matter involving trust’s administration. A judicial proceeding involving a trust may relate to any matter involving the trust’s administration, including a request for instructions and an action to declare rights.
[PL 2003, c. 618, Pt. A, §1 (NEW); PL 2003, c. 618, Pt. A, §2 (AFF).]
SECTION HISTORY
PL 2003, c. 618, §A1 (NEW). PL 2003, c. 618, §A2 (AFF).
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#constructivefraud #equitablefraud
The fundamental core of a finding of fraud is the moral turpitude of the defendant. We base liability for fraud or deceit upon the idea that to lie or to deceive are morally wrong acts. Such acts, therefore, merit legal sanctions when they result in suffering by the victim. But there are also situations where fraud may be found, despite a lack of intent to deceive. This can occur when there is a relationship creating a fiduciary obligation and the fiduciary acts in an unconscionable way that falls short of an actual intent to deceive. This is known as constructive, or equitable fraud.
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#Acquisition #Acquistionof ‘#Title to #Land
#HeldinFee or Restricted#FeeStatus
#acquistionoftile #feesimpleabsolutetitle
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#nonpublicinformation #nonpublicpersonalinformation
(A)The term “ #nonpublic #personal #information” means personally identifiable financial information—
(i)provided by a consumer to a financial institution; (ii)resulting
from any transaction with the consumer or any service performed for the consumer; or (iii)otherwise obtained by the financial institution.
#Trust agreements are not #publicrecord.
Therefore, the only people who will know the terms of the trust are you, your successor trustee, and the trust beneficiaries unless the #beneficiaries choose to share the information with others.
https://www.yourgainesvilleattorney.com/keep-estate-plan-private
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What is “ #Conversion ” and “ #CivilTheft ”?
Conversion and civil theft are legal claims that can be brought in a civil lawsuit. These claims are generally brought against a person that takes or refuses to return personal property.
Conversion is a common-law “tort” claim. Civil theft is a statutory claim under #Minn. Stat. § 604.14. The same set of facts could lead to both a conversion claim and a civil theft claim. They are often brought in the same case. While conversion claims can lead to a money judgment for the value of the property, a civil theft claim carries “punitive damages” that can double the value of the claim.
If the value of the property is less than $15,000, the plaintiff can generally file a claim in conciliation court. Otherwise, the plaintiff can proceed in district court.
These claims frequently come up in the absence of a contract. If the disputed property relates to a contract, then a breach-of-contract claim would be the proper legal theory. Conversion and civil theft generally arise where there is no legal relationship between the parties. We see these claims in business disputes, lending disputes, and probate or trust disputes.
These claims might not apply when:
the other person had a valid claim to ownership;
the other person has a lien in the item, and statutes allow person to hold it until paid; or [Maxim of Equity, “Equity will not allow a statute to be used as a cloak for fraud”] the other person accidentally holds the property, or holds it until the plaintiff can provide valid proof of ownership.
Conversion
Conversion is a tort that occurs when a person “willfully interferes with the personal property of another without lawful justification, depriving the lawful possessor of use and possession.” Williamson v. Prasciunas, 661 N.W.2d 645, 649 (Minn. Ct. App. 2003).
The elements of common law conversion are: “(1) plaintiff holds a property interest; and (2) defendant deprives plaintiff of that interest.” Id.
A finding of conversion is limited to “those serious, major, and important interferences with the right to control the [personal property].” Bates v. Armstrong, 603 N.W.2d 679, 682 (Minn. Ct. App. 2000), review denied (Minn. Mar. 14, 2000).
Control Over Property
The defendant must exercise a certain level of control over the item(s). Minnesota courts have said:
To constitute conversion, one must exercise dominion over property that is inconsistent with the owner’s right to the property, or some act must be done that destroys or changes the character of the property or deprives the owner of possession permanently or for an indefinite length of time.
McKinley v. Flaherty, 390 N.W.2d 30, 32 (Minn. Ct. App. 1986).
For instance, “[w]rongfully refusing to deliver property on demand by the owner constitutes conversion.” Id.
Conversion requires that the defendant have 👉intent to commit an act that results in dispossession of the property, and that “his act be one which he knows to be destructive of any outstanding possessory right, if such there be.” Christensen v. Milbank Ins. Co., 658 N.W.2d 580, 586 (Minn. 2003) (quoting Restatement (Second) of Torts § 222 cmt. c (1965))…. Here are some alternatives or other options that a person might consider before starting a conversion or civil theft lawsuit: #Replevin (a/k/a “action for claim and delivery”): Replevin is a civil claim used when the plaintiff or creditor wants the personal property back (rather than a money judgment). The judge can order that items be returned to the plaintiff (either at the start of the case or the end). A person that wants money damages does not typically bring a replevin claim.
https://www.jensenlawmn.com/conversion-civil-theft-claims-mn
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It is likewise a #breachoftrust to #invest trust funds in the #individualname of the
#trustee , as the #Illinois #case of #WhitevSherman 3 decided. Although the
situation #seldom arises, a trustee who #buys an #incumbrance #upon any #trustproperty is #chargeable with any #profit made thereby. Conflict of Interest When a #Trustee #Invests #TrustFunds https://scholarship.kentlaw.iit.edu/cgi/viewcontent.cgi?article=1384&context=cklawreview
#760ILCS3/ #IllinoisTrustCode.
#IllinoisGeneralAssembly (.gov)
https://www.ilga.gov › legislation › ilcs › ilcs4
(a) A trustee shall keep #adequaterecords of the #administrationof the trust. (b) A trustee shall keep trust property #separate from the trustee’s #ownproperty. https://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=076000030HArt%2E+9&ActID=4001&ChapterID=61&SeqStart=9700000&SeqEnd=11300000
May 2004 #ATGC /Articles/Trustees
Attorneys’ Title Guaranty Fund
https://www.atgf.com › tools-publications › pubs › may-…
Trustees are #notallowed to use #trustassets for their #individualneeds or …
trustee #must use his or her own #personalresources to #compensate the #trustestate https://www.atgf.com/tools-publications/pubs/may-2004-atgcarticlestrustees
The #RightsofTrustees to #Derive #IndirectProfits from the …
JSTOR
https://www.jstor.org › stable
by TG Frost · 1921 · Cited by 2 — A trustee may not benefit directly in any manner by the use of the advantage of his trust position to gain any benefit for himself at the expense of his…
https://www.jstor.org/stable/1106094
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Rescission refers to the cancellation of a contract. It can occur in different ways:
Unilateral Rescission: This happens when one party rightfully cancels a contract due to another party’s material breach. For instance, if one party fails to fulfill a significant obligation, the other party may unilaterally rescind the contract.
Mutual Rescission: In this case, both contracting parties agree to discharge all remaining obligations and cancel the contract together. It’s a consensual termination.
Voiding a Contract: Sometimes, courts use rescission as a synonym for voiding a contract based on public policy reasons1.
In summary, rescission allows parties to cancel or terminate a contract due to #material #breaches, #fraud, #mistake, #misrepresentation, undue influence, or mutual consent2. It aims to bring the parties back to a position similar to before they entered into the contract3.
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Right of return
The right of return is a principle in international law which guarantees
everyone’s right of voluntary return to, or re-entry to, their country
of origin or of citizenship. The
right of return is part of the broader human rights concept freedom of
movement and is also related to the legal concept of nationality.
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#endorsement Who Is An Insured
Perhaps the most controversial decisions are those cases holding that the endorsement constructively expands the definition of insureds within the underlying policy. One example of this result can be found in Pierre v. Providence Washington Ins. Co., 730 N.Y.S.2d 50, 286 A.D.2d 139 (2001), in which a court considered the effect of an MCS-90 endorsement attached to the policy of the owner of a trailer even though the owner was not using or operating the trailer. In Pierre, a tractor, under lease to interstate hauler, Blue Hen, was involved in an accident while hauling a trailer that was owned by Blue Hen Lines.
The Plaintiff commenced an action against the lessor and the driver, but did not pursue Blue Hen. Shortly thereafter, the court entered a default judgment against the lessor and driver. Plaintiff subsequently served an action on the judgment against Blue Hen’s insurer demanding payment under an MCS-90 endorsement to Blue Hen’s policy. Blue Hen’s insurer contended that the MCS-90 endorsement only responded to judgment against the named insured, Blue Hen. The court ultimately held Blue Hen’s insurer liable under the endorsement because the MCS-90 states that the insurer must pay “a judgment” with no requirement that the judgment be one against the named insured. Id. at 553. The court reasoned that to limit the endorsement to judgments against the “named insured” defeated the public policy behind the endorsement to provide protection whenever a registered interstate motor carrier leases equipment and an accident results. Id .
The Second Circuit has also held that an MCS-90 responds to judgments arising out of the use of a trailer even if the use does not arise out of the named insured’s use. Integral Ins. Co. v. Lawrence Fulbright Trucking, 930 F.2d 258 (2nd Cir. 1991). In Fulbright, the owner and operator of a tractor under lease to another carrier injured a motorist while towing Fulbright’s trailer. Fulbright had previously planned to sell the trailer to the tractor operator, but since the sale was conditional, Fulbright retained registration and title. In a declaratory judgment action, Fulbright’s insurer argued that the MCS-90 had no application to an accident that did not arise out of Fulbright’s ownership, maintenance, or use, as it was uncontroverted that Fulbright did not have control or even possession of the trailer at the time.
The court nevertheless held that Fulbright’s insurer had to pay because Fulbright’s MCS-90 endorsement extended indemnity to Fulbright’s status as owner and the accident arose out of a “use” of the trailer even though it was not Fulbright’s use. According to the Second Circuit, the endorsement’s plain meaning required Fulbright’s insurer to pay any judgment even though unrelated to Fulbright’s use.
The Second Circuit noted that such endorsement only requires (1) a final judgment against the insured which (2) arises out of the negligent operation, maintenance or use of the motor vehicle. Id. at 261. See also, Reliance Nat’l Ins. Co. v. Lewis et. al ., 2001 U.S. Dist. Lexus 12901 (August 24, 2001) (endorsement extends to vicarious “logo liability” of non-negligent carrier based solely on carrier’s DOT logo).
The Tenth Circuit has followed the same reasoning, holding that the MCS-90 effectively expands the definition of insured because the endorsement itself does not define “insured.” In Adams v. Royal Indem. Co ., 99 F.3d 964, 969 (10th Cir. 1996) the injured motorist attempted to tap two policies said to insure a trailer that was involved in a wreck. Hofer had borrowed the trailer from Geigley who, in turn, had leased the trailer from a partnership. Neither policy listed the trailer, but it was urged that the protection of the endorsement followed the omnibus clause under Geigley’s policy.
The Tenth Circuit agreed, holding that Geigley’s MCS-90 extended to the Hofer judgment because Hofer was a permissive user. Through this reasoning, the Tenth Circuit once again expanded the scope of the MCS-90 by reading it in connection with the permissive use or omnibus clause, but at the same time reading out the covered auto definitions.
The Ninth Circuit has also held that the endorsement follows equipment operated by permissive users who are not named insureds for injuries negligently caused to the public. See, John Deere Ins. Co. v. Nueva, 229 F. 3d 853, 856 (9th Cir. 2000). Nueva is yet another trailer case where legal title was owned by an insured whose policy contained an MCS-90 endorsement. The insured had conditionally sold the trailer to another party that took possession and then “leased” the trailer to Garcha. Garcha’s accident would not have ordinarily been covered by the insured’s policy because the omnibus clause limits permissive use to covered autos and the trailer was not covered. According to the Ninth Circuit however, the MCS-90 negated the covered auto limitation for permissive uses and obligated John Deere to pay a judgment against a party that it did not insure. Id at 856.
This kind of expansive interpretation of the endorsement recently prompted trucking industry representatives to petition the DOT for a new rule that would change the endorsement’s reach to only the motor carrier named in the endorsement.
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TheMoneyChanges are:
‘#reClaiming and ‘#reStoring the#NuHaven in and on #Earth:
is here to#reHeal her #landsandherheirs in#faithandinTRusT just #US
There are #fouraccounts of the story of Jesus and the money changers, one occurs in#Matthew21:12-13, the second is#Mark11:15-19, and the third account is in#Luke19:45-48, and the fourth in#John2:13-22. All four of these accounts although they are written by different people, but all #communicatethestory in a similar way.
“#1John4:18 There is #noFEARinlove, but#perfectlove #drivesoutFEAR because #FEARinvolves #punishment. The one who#FEARsNOT has been#perfected in love!”
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Minister of#CereMonies #MC #mcreal
#ProPhessor#Prophess #Ur ‘#Truth #TheNUCrownisHear #Mario
The Bills of Exchange Act, 1882 …: An#ActtoCodifytheLaw Relating to Bills of Exchange, #Cheques, and #PromissoryNotes: With#ExplanatoryNotes and#Thriftbooks
‘#EndorseMentofBills #AcceptanceofBills ‘#BillsofExchangeAct1882
Book Overview
This work has been selected by scholars as being culturally important, and is part of the#knowledgebase of #civilization as #WeKnowIt. This work is in the “#publicdomain in the United States of America, and possibly other nations.
#WithintheUnitedStates, you may freely copy and distribute this work, as no #entity (#individual or #corporate) has#acopyright on the body of the work#Scholars believe, and we #concur, that this work is important! 👩❤️👩👨❤️👨👩❤️👩
https://www.investopedia.com/investing/who-mario-draghi/
#investopedia #aiamsnotes #Economist #banker and #professor
#prophession#knowledgeKeeper #aiamsnotes
Bills of Exchange and Promissory notes are totally#independent. an is an important#characteristic of these#financialinstruments.
Bills of exchange are#negotiableinstruments that represent an #unconditionalpromise[#Owe no Man but to Luhv#Hyhn“] by one party to pay another party, in accordance with the terms of that#instrument.
https://www.investopedia.com/investing/who-mario-draghi/
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What is#OperatingAuthority (MC number) and who needs it?
Question:
What is Operating Authority (#MCNumber) and who needs it?
Answer:
In general, companies that do the following are required to have interstate operating authority (MC number) in addition to a#DOTNumber:
#Operating as# forHireCarriers
(for a fee or other#compensation)
#Transportingpassengers, or arranging for their #transport(#passthrough), in interstate commerce #Transportingfederally #regulatedcommodities or
arranging for their transport, in#interstate #commerce
As of December 12, 2015, #ALLEntities#applying through
#theUnifiedRegistrationSystem will obtain a#USDOTNumber
https://www.fmcsa.dot.gov/faq/what-operating-authority-mc-number-and-who-needs-it
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“If you’ve recently been named as a #beneficiary of a will for the first time in your life, you’re probably wondering what you have to do to receive your inheritance. In some cases, beneficiaries don’t even know that they are a beneficiary in the deceased’s will until after the will-writer has passed away. Either way, a beneficiary of a will has a minimal role in the estate administration process. In most cases, the beneficiary can sit back and wait patiently for their inheritance to arrive.
The executor(s) of the will are the people responsible for administering the estate. Once they have finished the administration process, they are able to distribute the estate assets to the beneficiaries as described in the will. Beneficiaries don’t have the contribute to the administration process, and they do not have to pay any money to the executor or any one else to receive their inheritance from the estate. There are a number of inheritance scams where fraudulent people or businesses try to trick people into paying a fee to receive an inheritance that doesn’t actually exist. To reiterate, inheritances never have a fee attached to them and any gift received as part of a will is not subject to income tax.
Unfortunately, sometimes the executor of the will fails to fulfill their duties to the detriment of the beneficiaries. When this happens, the role of the beneficiary expands and beneficiaries are able to take action to ensure that they receive their inheritance in a fair and timely manner”. Malika
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The Language of Law and the Foundations of American Constitutionalism;
“And when a strict #interpretation of#theConstitution, according to the#fixedrules which govern the #interpretationoflaws, is #abandoned, and the#theoreticalopinions of#individuals are allowed to control its meaning,#wehavenolonger #aConstitution; we are#underthegovernment of #individualmen, who, for the time being, have#powertodeclare what the Constitution is, according to their own #views of what it#oughttomean.” Justice Benjamin Robbins Curtis, Dred Scott v. Sandford (dissenting)
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Ask yourself, “Who has the authority to claim legal title or is this just an idea you are unwittingly “buying” into?”
https://study.com/academy/lesson/legal-equitable-title-differences-importance.html
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#legal (adj.)
mid-15c. “of or pertaining to the law,” from Old French légal “legal” (14c.) or directly from Latin legalis “pertaining to the law,” from lex (genitive legis) “an enactment; a precept, regulation, principle, rule; formal proposition for a law, motion, bill; a contract, arrangement, contrivance.” This probably is related to legere “to gather,” from PIE root *leg- (1) “to collect, gather,” with derivatives meaning “to speak (to ‘pick out words’).” Perhaps the noun is from the verb on the notion of “a collection of rules,” but de Vaan seems to imply that the evolution is the reverse:
The verb legare and its compounds all have a meaning which involves a ‘task, assignment,’ and can therefore be interpreted as derivatives of lex ‘law.’ The [Proto-Italic] root noun *leg- ‘law’ can be interpreted as a ‘collection’ of rules. Whether the root noun existed already in PIE is uncertain for lack of precise cognates.
Sense of “permitted by law” is from 1640s. Related: Legally. Not etymologically related to law (n.), q.v. The usual Old French form was leial, loial (see leal, loyal). Legal tender “money which the creditor is bound by law to accept” is from 1740 (see tender (n.2)). A legal holiday (1867) is one established by statute or proclamation and during which government business is usually suspended.
also from mid-15c.
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n pari delicto #inequalfault
A Latin phrase commonly used in tort and contract law which means 👉🏿“in equal fault.” This is doctrine states that there is a bar to a plaintiff’s recovery of damages for a wrong the plaintiff participated in and serves as an equitable defense. Courts are therefore reluctant to award relief to plaintiffs who have unclean hands. In pari delicto is similar to but distinct from the related concepts of #contributorynegligence and comparative negligence.
In addition, if the parties in a suit are found liable in pari delicto as joint tortfeasors, the potential #remediesavailable to them are restricted. Due to the fact that both parties were equally responsible for committing a tort, indemnity is not available to them as a remedy though each party may seek contribution from the other, or if an involved party is vicariously liable for another and must pay more than their proportional share, they may seek contribution from that other party. However, joint tortfeasors who are not in pari delicto may generally be entitled to indemnification from the other party. Also, if the tortfeasors in either scenario violated some equitable norm, then the clean-hands doctrine may further restrict the award of any equitable remedies.
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What is the Operating Authority (MC number) and who needs it?
Question:
Answer:
In general, #companies that do the following are required to have #interstateoperatingauthority (#MCnumber) in addition to a DOT number:
Operating as for-hire carriers (for a fee or other compensation)
Transporting#passengers, or arranging for their transport, in #interstate #commerce Transporting #federallyregulated #commodities or arranging for their transport, in#interstatecommerce
#FMCSAoperating authority is also referred to as an “#MC,” “#FF,” or “#MX” number, depending on the type of #authority that is granted. Unlike the#USDOTNumber application process, a company may need to obtain multiple operating authorities to support its planned#businessoperations. #OperatingAuthority dictates the type of operation a company may run and the cargo it may carry. #Mexicodomiciled #carriers may click here for information on registering with FMCSA.
#NewApplicants must register online via the Unified Registration System. They will be issued a USDOT number and an MC/MX/FF number. Existing#entities that already have a USDOT number and/or MC/MX/FF number must apply via the OP-1 series forms, or online (click here), providing their existing USDOT number (and MC/MX/FF #numbers, if they are applying for an additional authority.)
All of this also dictates the level of insurance/financial responsibilities a company must maintain. Carriers not required to have operating authority include:
#Privatecarriers (carriers that transport their own cargo)
“#Forhire” carriers that exclusively haul exempt commodities (cargo that is not federally regulated
Carriers that operate exclusively within a federally designated “#commercialzone” that is exempt from#interstateauthority #rules.
A commercial zone is, for example, a #geographicterritory that includes#multiplestates bordering on a #majormetropolitancity, such as Virginia/Maryland/Washington, DC
#OperatingAuthority means
the registration required by 49 U.S.C. 13902, 49 CFR part 365, 49 CFR part 368, and 49 CFR 392.9a
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Securitization the #pooling of #assets #repackaged into #interestbearing#securities #investopedia
#Mortgagebacked#securities are backed by home loans issued to consumers. #Assetbacked securities are backed by#autoloans, mobile #homeloans, #creditcardloans, and #studentloans.
https://www.investopedia.com/terms/s/securitization.asp
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https://www.investopedia.com/terms/d/derivative.asp
#investopedia #derivative(s) dependant on #financialcontract #asset, or#benchmark
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Liability of an “Agent” Who Has #NoAuthority to Sign A person who has #noauthority to sign an instrument cannot really be an “agent” because by definition an agent is a person or entity authorized to act on behalf of and under the control of another in dealing with third parties. Nevertheless, #unauthorized persons not infrequently purport to act as agents: either they are #mistaken or they are #crooks. Are their signatures binding on the “principal”?
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18 U.S. Code § 912 – Officer or employee of the United States
Whoever falsely assumes or pretends to be an officer or employee acting under the authority of the United States or any department, agency or officer thereof, and acts as such, or in such pretended character demands or obtains any money, paper, document, or thing of value, shall be fined under this title or imprisoned not more than three years, or both.
(June 25, 1948, ch. 645, 62 Stat. 742; Pub. L. 103–322, title XXXIII, § 330016(1)(H), Sept. 13, 1994, 108 Stat. 2147.)
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It is up to us to determine who or what is this “person” they are referring to in their acts of congress and in their statutes. What I have determined is that the people running the government operations only have jurisdiction over their “artificial person ”. This “artificial person” is not the name given to us by our mother and father. There is no record of the name being recorded as a business. There are accounts created in the name using capital letters.
How said accounts were created and for what purpose and how they are being administered is yet a mystery to be solved.
The “artificial person” they are referring to is the one educated and certified as a licensee and employed as an agent of the government under a persona. I am not an act of congress and therefore am not bound by statute only their “artificial persons” are. The people the courts have jurisdiction over are the men and women wearing a costume, it is the animated persona. The man or woman is animating the costume and are personified. The persona is licensed to do business “in the State ”. These are agents doing business at the pleasure of the governor for example they are all Officers of the Court such as Judges, Lawyers, Attorneys, Clerks and are also the licensed entities for example: Doctors, Nurses, Laboratory Technologists, X Ray Technicians, Social Workers, Soldier, etc. As a man or woman, you are not one of the governed unless you are one the clock as the employee. These are the folks that need insurance. As a man or woman, we are already assured of and for life.
As a man or woman you are not one of the governed.
As the benefactor and beneficiary do I actually need a credit rating?
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Freedom Dove 
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